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Bad Credit Car Loans in Kentucky (KY)

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At , a low credit score is no issue. In Kentucky, the typical consumer has a fico score of 677. This itself is usually deemed a subprime score. This means many people today are in need of bad credit car loans in Kentucky.

If you want an auto loan in Kentucky with bad credit, we can help you find a loan company who won’t instantly decline individuals with fico scores below 600. Follow this link to submit your application online. If you make $1500 monthly and have a debt-to-income ratio below P, you have a pretty good chance of getting approved.

It is important to plan the right way for your Kentucky auto loan. This rule is critical: never spend over 15% of your income each month toward paying down your car loan. For the average Kentucky resident, this means $456. Aside from that, it’s good to offer a sizeable down payment if you can. New cars and trucks depreciate quickly. A down payment serves to counteract this. By the way, we recommend that you finance a low cost used vehicle with first-rate gas mileage.