We can usually get you behind the wheel of a car or truck of your dreams on the same exact day you request a quote. Regarding auto financing in Bowling Green, excellent applicants fulfill these guidelines:
- $1500 Per Month Salary (Bowling Green Averages $2,457)
- Reasonable Current Loan Installments
- Regular Job
Any history of credit is encouraged. No money down car loans are offered; however, having a down payment is recommended.
Buying a Car with Bad Credit: Bowling Green (KY)
A bad credit score. It now causes problems for about 25,488 of Bowling Green’s 84,961 consumers. Obviously, if you’ve got a low credit score car and truck loans in Bowling Green come with higher annual percentage rates.
Thankfully, our auto dealerships tend to be more interested in your present income than your credit. If you can make the repayments, we can often get you the loan you need, despite your credit history.
Don’t turn to a buy here pay here dealership in Bowling Green when we can help you find far better terms.
The truth is, most dealerships and lending companies do not want you pay too much money when financing a vehicle in Bowling Green. After all, it increases the potential for repossession. Way too many consumers overspend when it comes to their Bowling Green KY auto loan, bad credit or no. To provide an example, you mustn’t allot more than 10% of your income for an auto loan.
Bowling Green’s residents make roughly $29,482 every year. Here is a quick assessment of the typical Bowling Green consumer’s car loan budget:
Earnings Per Annum
Earnings A Month
Will you be supplying a down payment? You might want to, especially if a new car loan is what you’re after. Brand new cars do not appreciate like a home or other property. In fact, they drop in value day by day. Putting money down will decrease how you have to finance, meaning that you spend less on finance charges. Then again, we have dealerships offering zero down payment car loans in Bowling Green, KY. For borrowers who can offer a down payment, 10-20% is recommended. If your vehicle is priced at $10,319, that is a payment in advance of $1,032 to $2,064.
In House Financing Auto Loans in Bowling Green, KY
An increasing number of consumers are going to in house financing dealerships in Bowling Green, often referred to as buy here pay here financing. In house financing is becoming far more common. Why? Because credit ratings have been declining.
Our car dealerships can get you a car loan in Bowling Green, KY with:
- Better APR
- Reduced Down Payments
- Monthly Payments
Car Dealerships and Auto Lenders in Bowling Green (KY)
- Basham’s Auto Sales & Service, 1202 US31W Bypass 42101
- Blythe Auto Sales, 2190 Glen Lily Road 42101
- Bowling Green Imports, 325 Three Springs Road 42104
- Campbell Chevrolet, 2151 Scottsville Rd 42101
- Carl’s Truck & Equipment Sales & Service Incorprtd, 270 New Porter Park 42101
- Crown Auto Sales, 327 West 6th Avenue 42101
- Danny Barron’s Auto Sales Inc, 1218 Broadway Avenue 42104
- Family Auto Mart Inc, 1005 Ky Highway 185 42101
- Gary Force Honda, 2325 Scottsville Road 42104
- Gary Force Toyota, 1860 Campbell Ln 42104
- Greenwood Ford L-M, 3075 Scottsville Road 42104
- Heartland Resources, 942 Searcy Way 42103
- Jim Johnson Mitsubishi, 2200 Scottsville Rd 42101
- Jim Johnson Pontiac, 1000 Scottsville Road 42101
- Jones Auto Sales, 1715 Richardsville Road 42101
- Leachman Buick GMC, 2012 Scottsville Road 42104
- Martin Dodge Jeep Chrysler, 2209 Scottsville Road 42104
- Martin Oldsmobile Cadillac, 2211 Scottsville Road 42104
- Nelson’s Auto Sales, 1400 Old Louisville Road 42101
- REPO Remarketing Auto Sales, 5521 Russellville Road 42101
- University Auto Sales, 208 Morning Dove Drive 42104
- Wallace Motors, 2000 Scottsville Road 42104