Our Erlanger car dealerships offer auto finance programs for individual consumers, households, first time buyers, military personnel, and senior citizens.
Unfortunately we simply cannot tell our users that their credit acceptance is 100% assured. But we will inform you that we provide some of the top approval rates in Erlanger.
Bad Credit, Need Car: Erlanger (KY)
Poor credit is prevalent throughout Kentucky, and Erlanger’s residents are no different. But when you apply online through Car Loans KY, your history of credit is only that…history. Erlanger buy here pay here dealerships are usually not the answer. We find you much more favorable terms.
How Much Can You Afford?
What’s your budget?
Car loans can make vehicles feel cheaper, given that they separate the price over a period of 2 to 6 years. This kind of mindset can be unhealthy, as it could cause you to go over your budget. Around 10% of a person’s monthly income should be committed to their car loan.
Erlanger’s residents earn about $50,263 per year. Here is a quick review of the average Erlanger consumer’s car loan budget:
- Earnings Each Year: $50,263
- Pay Each Month: $4,189
- Suggested Payment: $419
- Vehicle Price: $17,594
No Money Down Auto Loans in Erlanger, KY
Will you be providing a down payment? You should, particularly if you’re planning to finance a brand new car. Cars and trucks, especially brand new ones, are worth less and less on a daily basis. Placing money down will reduce your loan amount, and therefore how much you spend on finance costs. Nevertheless, we have partners offering car loans, no down payment in Erlanger, KY. If you can provide a down payment, 10-20% is common. If the vehicle costs $17,594, this is $1,759 to $3,519 down.
These types of dealerships often provide auto loans in Erlanger, no credit check necessary:
- Buy here pay here lots in Erlanger
- Tote the note car dealerships in Erlanger
- In house financing car lots in Erlanger
We will connect you with auto dealers in Erlanger that help with bad credit; however, they don’t have the problems associated with Erlanger buy here pay here car lots.
It is important to understand that our Erlanger auto lenders and auto dealers submit your payments to the credit reporting agencies, unlike Erlanger buy here pay here car lots.
Dealerships and Auto Lenders in Erlanger
- Cook C Enterprises, 1431 Donaldson Highway 41018
- G & L Auto Sales, 3914 Dixie Highway 41018
- Toyota Motor MFRS, 25 Atlantic Avenue 41018