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Auto Loans in Shepherdsville (KY)

You may be eligible for a car loan in Shepherdsville, KY from one of our dealerships, even if you have been declined by your own financial institution.

And we can state that we give you the best options to get you behind the wheel of the car or truck you have always wanted.

Shepherdsville KY Auto Loans

Bad credit histories have become endemic among the Kentucky citizenry, and Shepherdsville is not immune. Individuals looking for bad credit car loans are rarely approved by traditional lending companies., since they just benefit from the interest. However, auto dealers and auto lending providers are more concerned about getting you behind the wheel.

Shepherdsville buy here pay here dealers are not necessarily the best solution. We get you lower rates of interest.

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Car Loan Shepherdsville Kentucky
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Have bad credit? Need a car? Then it is essential to have a budget and stick with it.

In general, only 10% of your monthly income should be devoted to your car payments.

Shepherdsville car buyers get paid around $44,895 per year. Here is a quick overview of the average Shepherdsville consumer’s auto financing budget:

Salary Annually

Income Monthly


Vehicle Price

  • $44,895

  • $3,741

  • $374

  • $15,712

Zero Down Payment Cars: Shepherdsville (KY)

Have you budgeted for a down payment? You ought to, especially when you have your sight set on a brand new vehicle. Brand new cars and trucks drop in value rapidly. Having a down payment greatly reduces how long that you are upside down. Even so, Car Loans KY has dealerships offering auto loans with zero money down in Shepherdsville, KY. For buyers who do provide a down payment, 10 to 20% is normal. If the vehicle is priced at $15,712, that’s $1,571 to $3,142 down.

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Buy Here Pay Here Car Loans: Shepherdsville (KY)

A lot more consumers are financing cars through in house financing dealers in Shepherdsville, otherwise known as buy here pay here financing. When it comes to this type of lending, there are a few things you need to know about. For instance, these dealerships demand exorbitant interest levels.

Allow us to find you Shepherdsville KY auto loan you need with:

  • Better Interest Rates
  • Less Money Down
  • Lower Payments

Dealerships and Auto Finance Companies in Shepherdsville

  • Adams Car & Truck Sales, 1579 Highway 44 East 40165
  • Bailey Truck Sales Inc, 11506 Blue Lick Road 40165
  • Britt’s Auto Sales, 658 Flat Lick Road 40165