Car Loans Kentucky’s Winchester dealerships have auto loan packages for individuals, families, college students, military personnel, and retirees. First off, make sure you submit your application. It takes three minutes. We enjoy some of the best acceptance rates in the whole state of Kentucky.
In search of a bad credit car loan in Winchester, KY? You aren’t the only person. By our approximations, 9,865 of Winchester’s 32,884 inhabitants have below-average credit. Bankers and many other lending institutions rarely accept car loans for people with bad credit in Winchester, in Kentucky, or nationwide. On the other hand, car dealers and auto lending businesses are more focused on getting you driving.
And don’t forget that a bad credit car loan is one of the best ways to rebuild your credit.
Auto Loan Budget
Let’s take a look at your budget. A typical income among Winchester’s residents is $19,915 each year. That is $1,660 per month. It is best to allocate no more than 10% of your monthly income for any used auto loan. That means Winchester used car loan payments should be roughly $166.
Cars with no money down sound fantastic, but putting money down will maximize your chances of approval. If possible, give 10 to 20%. For a $6,972 car or truck, this is $697 to $1,394.
Buy Here Pay Here Auto Loans Winchester (KY)
Are you looking for a buy here pay here car dealership in Winchester, KY? This sort of auto loan has a single fundamental advantage: they cater to shoppers who have very bad credit. Unfortunately, the drawbacks are appreciable. Our dealerships can get you the bad credit car loans you need without being upside down
Dealerships and Auto Finance Companies in Winchester (KY)
- Coil Trans Trucking, 133 Hud Road 40391
- Cole Ford Mercury Inc of Winchester, 1010 By-Pass Road 40391
- Crouch Auto Sales, 151 North Main Street 40391
- Custom Automotive Equipment Specialists, 1175 Early Drive 40391
- Gates Nissan LLC, 711 Boonesboro Road 40391
- GM Quick Lube Plus, 1000 Early Drive 40391
- Harrod-Early Chevy Oldsmobile Geo, Paris Road 40391
- Hatfield Chrysler Dodge & Jeep, 1500 West Lexington Avenue 40391
- Hatfield Chrysler Plymouth Dodge-Dodge Trucks & JP, 1500 West Lexington Avenue 40391
- Hatfield Chrysler Products, PO Box 4235 40392
- J & G Auto Sales, 290 Winn Avenue 40391
- Jim Jackson Gmc-Pontiac-Buick-Custom Vans, 785 Colby Road 40391
- Jimmy Mac’s Racing Products, 1261 Theresa Drive West 40391
- Mike Wilson Chevrolet, 1000 Early Drive 40391
- Muncie Buick-Pontiac GMC Truck Inc, By Passage 40391
- North Main Auto Sales Inc, 501 North Main Street 40391
- Paul’s Auto Sales, 508 North Maple Street 40391
- RWT Construction Inc, 4475 Rockwell Road 40391
- Triangle Truck Sales, 4475 Rockwell Road 40391
- Affordable Used Cars & Finance, 854 By-Pass Road 40391